#104 Split the cost of club membership fees with a friend. Sam's Club is a great place to buy in bulk! You have to shell out $35-$40 for the annual membership fee though. There are other clubs like this as well. How about sharing a membership with a friend or family member? For instance, my sister and I can go together and split the cost of our membership. We each will only have to spend $20 per year instead of $40. The disadvantage is that you will have to go shopping together since you will only have one card, but if you probably would go together anyway, why not reap the savings?
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