#68 Make sure you pay your bills on time! Have you eve missed a credit card payment because you misplaced the bill and forgot to pay it when it was due? I have! The credit card company charges a hefty late fee (usually $30 or more) and can also raise your interest rate! This is very costly to you so get organized and pay your bills on time! Many times if you do mess up and pay your bill late (once) you can call your creditor and ask that your late fee be reversed. They will usually do this once as long as you don't make a habit out of it!
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